You don't need to figure it all out alone. A good financial consultant can make things clearer. You don't need a genius.
What does a financial consultant even do?
They explain things simply. They can show you how to spend wisely. You should feel smarter after talking to them.
No fancy terms needed. Keep it straightforward. They don't just talk at you.
Easy ways to start searching
Friends might know someone. Some work at credit unions. Take your time.
These can be good. Independent ones might work just for you. See who fits best.
Questions to ask before picking someone
Others get commissions. Find out what they do best. Good ones stay in touch.
See if they make sense. Experience helps. No pushy sales.
Red flags to watch out for
That's always bad. Good ones are upfront. Not just make sales.
If they ignore your questions. Good advice is simple. Take your time.
Simple ways to get the most help
Be honest. Ask questions when you need more info. Stay involved.
Follow their advice when it makes sense. Tell them if your life changes. Good advice grows with you.
Easy steps to good advice
You don't need to figure it all out. Not fancy titles. Ask around|The right one is learn practices out there|You'll find them}.
Don't wait until it's hard. A good one will make things clearer. No magic needed.